Laura Sturm, an Independent Broker and Agent at Senior Educational Advocates in Texas, dedicated to empowering seniors and their families to navigate the complexities of retirement planning. Licensed since 2006, Laura has consistently championed education and awareness within the Senior Market, ensuring her clients understand the updates and changes that could affect their financial future.  She is committed to providing personalized solutions that help families keep their financial resources intact.

As an IRMAA certified planner and a proud certificate holder with NSSA, Laura specializes in optimizing Social Security benefits, guiding her clients to avoid potential pitfalls that could deplete their retirement savings. Everyone is going to have a “mandatory” expense in retirement if they would like to collect their Social Security benefit.  In order to receive Social Security benefits, you must accept Medicare Part A when eligible. The costs associated to Medicare coverage for many retirees may be one of the; if not the largest expense that will face in retirement. Your Medicare premium is predicated on your income you generate, which happens to be almost everything inside of your retirement plan.  Please take the time to plan for this in your retirement – It’s very noteworthy!

Joy Prince is a Life and Health Benefit Advisor, licensed in the state of Texas over 30 years ago.  She enjoys working with families and small businesses, helping them to make life-changing decisions and putting a solution in place that will be beneficial immediately and in the future for their loved ones.  These decisions have allowed them to leave a legacy that is priceless for generations to come.

​She got into the industry after seeing families struggling after the loss of loved ones.  She understands that every seven seconds something tragic happens and puts a family at risk.   She got certified and was on a mission to change lives one family at a time.  This has allowed her to see the lives of these family’s transformed, with children accomplishing their dreams, parents working with a peace of mind and achieving their goals and grandparents living out their golden years.  She believes in proper planning because life happens and is too short to waste.